![]() What the book basically offers is a credit repair course, divided into a series of sound financial strategies to properly organize your entire personal financial system, as well as various template letters which can be sent to creditors, and credit bureaus, for example to remove derogatory information from your credit report. They discuss the importance of the little details, and how they can rescue you from future hardships down the road. This makes the material easier to digest, and makes people more likely to continue reading.Īlso read: How Long Can an Employer Hold Your Check After Terminationįrom the first chapter, the couple breaks down what credit is, the importance of it to future financial security, and the things that can be affected when it goes bad. It doesn’t seek to judge its readers, instead introducing them into the Hilton’s lives, and guides them with a warmth often reserved for family and friends. This book is not a textbook suited for academic study, but a warts and all cautionary tale highlighting the bumps along the way to financial stability. As such, an accessible written style is paramount to effectiveness.Īnother source of praise for the book was the personal tone created by the Hiltons. The majority of people purchasing the book will either be under some financial stress, or are looking for useful information that can be easily digested and understood. In many ways, this is important to the subject matter. Many reviewers praised Credit Secrets for its straightforward written style, which avoided “ unnecessary fluff” and focused on delivering the cold, hard facts to its readers. Whilst some have criticized the book for its high price tag (through secondary vendors), and the somewhat scarce availability on some major platforms (including ), the majority of the reviews speak highly of the tone, the narrative style, and the overall effectiveness of the advice given. ![]() One thing I can ascertain from the reviews though, is that this book certainly isn’t too good to be true. It’s important to carefully pick through online reviews, especially on Amazon where they can be falsified to increase sales, and personally I am always skeptical when something seems overly praised. The amount of positive reviews surrounding this book are quite staggering. The answers provided to these questions aren’t merely generic answers available online, instead offering several step by step walkthrough guides to help you organize and restructure your entire personal finances into a pattern that works for you.Īlso read: Proof of Income for a Mortgage Review & Testimonials What do I need to know about consumer protection laws? ![]() How long does it take to rebuild credit history? What is the fastest way to rebuild bad credit? How do I file a credit dispute, and what can be disputed? What can I do to recover from bankruptcy and foreclosure?Ĭan I remove lines and judgments from my credit report? ![]() What is the best way to deal with defaulted loans and vehicle repossession? If you have any of these questions, or have experienced similar problems, then this book might just be for you. Within the context of the book, several questions are explored and answered. Whilst it’s true that the book is a do it yourself credit story, it offers far much more than merely simple, generic advice, instead giving people the tools to completely rework their personal finances, giving them a blueprint upon which to live their lives.Īlso read: Can You Cash a 2-Year-Old Check? ContentsĬredit Secrets contains 9 chapters of accessible, advanced credit hacks, focusing on areas such as the removal of incorrect or unfair terms from your credit report, advanced tactics, dealing with lawsuits, ChexSystem removals, student loans, repossessions, HIPAA, advanced credit techniques, a statute of limitations chart, and a handy FAQ, to provide you with extra support if any of your questions have not been answered. Based on their own family’s trials and tribulations, and following the ups and downs of their financial journey from rock bottom to stability, Credit Secrets offers countless tips, tricks, and useful pieces of advice to improve a bad credit score, beat the system, and strive for financial security in the future.
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